This website, The Wise Guy PH, only contains the views and opinions of the author, Federico Suan, Jr. and do not necessarily reflects the views and opinions of any insurance or investment company. This website is not part of any official communication tool of the affiliated insurance company or any investment company thus it cannot be held liable from any controversy, dispute, or cases against the company it is affiliated.
Any form of misrepresentation made by the author is not intended as he continues to provide accuracy,  precision, and completeness in every articles published under this website. Albeit the efforts exerted, errors may still be present in every posts in which the author makes a conscious effort to minimise. This website will not guarantee its correctness, precision, and completeness. Any articles published must not be treated as an absolute advise. Any results arising from following the advice, suggestion, recommendation made by the author in his posts regardless of outcome will not be and cannot be used against him as the reader is fully aware that it is his personal decision. Personal decision is any decision made or executed by the reader, visitor, guest of this website after reading any articles that warrants an action which he must be aware of any consequences he might face from doing so. This decisions is personal and he is not forced by the author to follow such.
The readers must also be aware of the limitations he can do while visiting this website. Any malicious comments or claims against the author, the posts, and website which become detrimental to the credibility of any person who creates, builds, and maintains the website will be held liable under the prevailing law of the Philippines. This also limits any visitor to leave comments, remarks, views, and opinions that will act against the confidence, privacy, safety, well-being of any other visitor regardless if implied or not. The author, owner, publisher, host, support, and anyone affiliated to this website will not and should be held free from any liability arising from such as it is explicitly stated its position against it herein thereto. This website does not offer legal, medical, and psychiatric advice whatsoever.