UITF 101: Ultimate Guide to Investing in UITF in the Philippines

UITF in the Philippines

Unit Investment Trust Fund (UITF) is a pool of investments from various investors like you. It will let you invest with little capital. It’s a good investment vehicle for those starting to invest but with a busy lifestyle. UITFs are offered mainly by banks. On the other hand, insurance companies offer mutual funds. They are almost the same but with different advantages.

READ: How to Open a Sun Life Mutual Fund via Online

Here’s a video we created to guide you in learning about UITF in the Philippines.

Why UITFs are a good investment option for Filipinos

UITFs, or Unit Investment Trust Funds, are a popular investment option for Filipinos looking to grow their wealth. This financial instrument pools together the money of multiple investors, which is then managed by a professional fund manager. UITFs are typically invested in a diversified portfolio of stocks, bonds, and other securities, making them less risky than investing in a single stock or bond. As such, they are an excellent choice for those who are new to investing or are risk-averse.

One of the primary benefits of investing in UITFs is the potential for higher returns than traditional savings accounts or time deposits. While past performance does not guarantee future returns, UITFs have historically outperformed these low-risk investments. Additionally, UITFs are highly accessible, with low initial investment requirements and the ability to add to your investment on a regular basis. With proper financial planning and guidance, investing in UITFs can be an effective way for Filipinos to achieve their financial goals and secure their future.


UITFs are an attractive investment option for Filipinos seeking to maximize their financial growth while minimizing their risk exposure. By entrusting their funds to professional fund managers who invest in a diversified portfolio of assets, investors can potentially reap higher returns than traditional low-risk investments. Moreover, UITFs are accessible to a wide range of investors, with low entry requirements and the flexibility to invest regularly. With the right financial planning and guidance, investing in UITFs can help Filipinos achieve their financial objectives and build a more secure future for themselves and their loved ones.


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